BEFORE making an Advance Medical Directive (AMD), I wanted to find out if it would affect my life insurance policies.
But I just could not find the answers. The insurance companies did not seem to have knowledge of the AMD Act.
The only response I received from one of them was the standard one: That the company would assess every insurance claim on its merit and on reports from the doctors. This is a very generalised and evasive reply.
Does the Act make it mandatory for all insurance companies to regard all life insurance claims as a result of an AMD death as valid?
In other words, will the insurance companies accept that an AMD death is not "unnatural" or "premature"?
What insurance policies are not affected by the AMD?
In the event that insurers do not honour life policies under an AMD death, what recourse does one have?
Loon Chee How
But I just could not find the answers. The insurance companies did not seem to have knowledge of the AMD Act.
The only response I received from one of them was the standard one: That the company would assess every insurance claim on its merit and on reports from the doctors. This is a very generalised and evasive reply.
Does the Act make it mandatory for all insurance companies to regard all life insurance claims as a result of an AMD death as valid?
In other words, will the insurance companies accept that an AMD death is not "unnatural" or "premature"?
What insurance policies are not affected by the AMD?
In the event that insurers do not honour life policies under an AMD death, what recourse does one have?
Loon Chee How
